Critical services

Because of their special importance for the functioning of society, critical services within the Finance and Insurance sector of Section 10 (1) Sent. 1 of the BSI-Act are:

• Cash supply

  • Authorising withdrawals
  • Inclusion in payment transactions
  • Customer account debits

• Card-based payment transactions

  • Authorisation
  • Inclusion in payment transactions
  • Debit to customer account and credit to payee's account

• Conventional payment transactions

  • Acceptance of a credit transfer or direct debit
  • Inclusion in payment transactions
  • Debit and credit customer account

• Clearing and settlement of securities and derivatives transactions

  • Clearing of securities and derivatives transactions
  • Booking of securities
  • Booking of money

• Insurance services

  • Utilisation of insurance services

Facilities-Categories and Thresholds

Whether a facility is to be identified as a Critical Infrastructure is dependent on thresholds derived on the basis of criticality of supply, as tabulated in Part 3 of Appendix 3 of the BSI Kritis Regulation for the Finance and Insurance sector.
Anlagenkategorien und Schwellenwerte im Sektor Finanz- und Versicherungswesen

Operators are to perform this threshold-based identification for their respective facilities until March 31 each year, based on data for the preceding year. Exceeding the threshold then entails identification of the corresponding facility as a Critical Infrastructure, which needs to be immediately registered with our KRITIS-Büro.